:root{--ink:#21372e;--forest:#183c33;--muted:#68746c;--paper:#f5f3ed;--white:#fffefa;--line:#dedfd4;--gold:#c2a66c;--radius:14px;--sans:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--serif:Georgia,"Times New Roman",serif}
html{scroll-behavior:auto!important}
.tool-nav{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 25px}.tool-nav a{border:1px solid var(--line);border-radius:30px;padding:9px 16px;font-size:12px;text-decoration:none;background:var(--white)}.tool-nav a:hover{background:#e6eadd}.intro{padding-top:42px!important;padding-bottom:34px!important}.decision-workspace,.arm-workspace{margin-bottom:38px}.arm-workspace{margin-top:38px}.plan-intro{padding:0 32px 24px;color:var(--muted);max-width:950px}.plan-charts{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:10px 28px 28px}.plan-charts .result-card{margin:0}.plan-body{display:grid;grid-template-columns:300px minmax(0,1fr);border-top:1px solid var(--line)}.decision-controls{padding:26px 24px;background:#f3f4ec;border-right:1px solid var(--line);min-width:0}.decision-controls input{width:100%;border:1px solid #b8c3b6;border-radius:6px;min-height:43px;padding:8px 10px;background:var(--white)}.decision-controls .group-content{padding:18px 0}.decision-controls .field label{font-size:11px;line-height:1.5}.decision-controls .field{margin-bottom:17px}.decision-controls summary{font-size:12px;gap:10px}.decision-controls .input-group{margin-top:0}.decision-controls .unused{opacity:.55}.decision-results{padding:26px 28px;min-width:0}.stats-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;padding:0 28px 14px}.stat-card{border:1px solid var(--line);border-radius:12px;padding:16px;display:flex;flex-direction:column;gap:5px;min-width:0;background:#f5f5ee}.stat-card>span{font-size:10px;letter-spacing:.45px;color:var(--muted)}.stat-card>strong{font:22px/1.25 var(--serif);overflow-wrap:anywhere}.stat-card>small{font-size:10px;color:var(--muted);line-height:1.5}.stats-row.compact{padding:0;grid-template-columns:1fr 1fr;margin-bottom:18px}.metric-grid .stat-card{padding:12px}.metric-grid .stat-card strong{font-size:20px}.plot svg{width:100%;display:block;height:auto;overflow:visible}.plot svg text{fill:var(--muted);font:12px var(--sans)}.plot-grid{stroke:#e1e6dc;stroke-width:1}.plot-zero{stroke:#b0bcb0;stroke-width:1}.plot-cursor{stroke:#819183;stroke-width:1;stroke-dasharray:3 4}.plot-scrub{display:flex;align-items:center;gap:16px;font-size:10px;color:var(--muted);margin:8px 0 14px}.plot-scrub label{min-width:80px}.plot-scrub input{width:100%;accent-color:var(--forest);cursor:pointer;min-height:24px}.plot-readout{display:flex;gap:10px 15px;flex-wrap:wrap;padding-top:10px;border-top:1px solid var(--line);font-size:10px}.plot-readout span{display:flex;align-items:center;gap:5px}.plot-readout strong{font-size:11px;color:var(--ink)}.lookup-links{display:flex;flex-wrap:wrap;gap:7px;margin:14px 0}.lookup-links a{text-decoration:none}.planner-notes{padding:24px 32px;border-top:1px solid var(--line);background:#f8f8f1;font-size:12px;color:var(--muted)}.planner-notes h3{color:var(--ink)}.decision-workspace .error-summary,.arm-workspace .error-summary{margin:0 28px 20px}.decision-results table{font-size:11px}.decision-results table th,.decision-results table td{padding:10px 8px}.decision-results caption{white-space:normal}.decision-results input[type=number]{border:1px solid #b8c3b6;border-radius:6px;width:100%;padding:9px}.heat{display:block;padding:6px;border-radius:4px;background:rgba(24,60,51,var(--heat,.1));white-space:nowrap}.heat-positive{background:#e6eddd}.heat-negative{background:#f5e2d5}.decision-results summary{cursor:pointer;font-size:13px;font-weight:600;margin-bottom:15px}.decision-results .field-row{margin-bottom:18px}.decision-results .field-row .field{min-width:0}.decision-results .card-heading{gap:12px;align-items:flex-start}.tag{white-space:normal}.decision-workspace .plot-wrap,.arm-workspace .plot-wrap{min-width:0}.warning{color:#9f4429!important}.invalid{opacity:.45;pointer-events:none}.decision-results .insight p{font-size:11px}.decision-results select{max-width:100%}#arm-grid-year{width:100%;accent-color:var(--forest)}
#plan-output.invalid{opacity:1;pointer-events:auto}#plan-output.invalid>.stats-row,#plan-output.invalid>.plan-charts,#plan-output.invalid .decision-results{opacity:.4;pointer-events:none}
@media(max-width:1050px){.plan-charts{grid-template-columns:1fr}.plan-body{grid-template-columns:270px minmax(0,1fr)}.stats-row{gap:10px}.stat-card{padding:12px}.plan-charts .plot svg text{font-size:13px}}
@media(max-width:760px){.plan-body{grid-template-columns:1fr}.decision-controls{border-right:0;border-bottom:1px solid var(--line);order:2}.decision-results{padding:22px 16px;order:1}.plan-charts{padding:8px 16px 20px;gap:14px}.stats-row{padding:0 16px 12px;grid-template-columns:1fr}.stats-row.compact{grid-template-columns:1fr 1fr}.stat-card>strong{font-size:21px}.plan-intro{padding:0 18px 22px;font-size:13px}.planner-notes{padding:20px 18px}.plot svg text{font-size:14px}.plot-readout{font-size:10px;gap:9px 13px}.plot-scrub{gap:10px}.tool-nav{gap:7px}.tool-nav a{font-size:11px;padding:8px 11px}.decision-workspace .workspace-heading,.arm-workspace .workspace-heading{padding:24px 18px}.decision-results .metric-grid{grid-template-columns:1fr 1fr}.plot-wrap{overflow:hidden}.decision-results .card-heading{flex-wrap:wrap}.decision-controls .field label{font-size:12px}}
@media print{.tool-nav,.decision-controls,.plan-intro,.plot-scrub,.plan-body button,.decision-workspace .actions,.arm-workspace .workspace-heading>button{display:none!important}.plan-body{display:block}.plan-charts{display:block}.plan-charts .result-card{margin-bottom:15px}.decision-results{padding:0}.plot,.result-card{break-inside:avoid}.decision-workspace,.arm-workspace{border:0}.stats-row{padding:0}.planner-notes{padding:10px}.decision-results .table-scroll{overflow:visible}.decision-results table{white-space:normal;font-size:8px}}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.55 var(--sans)}[hidden]{display:none!important}a{color:inherit;text-underline-offset:3px}button,input,select,textarea{font:inherit;color:inherit}button{cursor:pointer}button:disabled{cursor:default;opacity:.42}:is(button,a,input,select,summary,textarea,[tabindex]):focus-visible{outline:3px solid #b3904b;outline-offset:3px}button{touch-action:manipulation}.site-header,main,.site-footer{max-width:1320px;margin:auto;padding:0 48px}.site-header{height:102px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);gap:24px}.brand a{display:flex;gap:14px;align-items:center;text-decoration:none}.brand-mark{font-family:var(--serif);font-size:31px;font-weight:bold;color:var(--white);background:var(--forest);width:43px;height:43px;border-radius:50%;display:grid;place-items:center;line-height:1;padding-bottom:5px}.brand-divider{color:#a7aa9b;margin:0 12px}.brand strong{font-weight:550}.site-header nav{display:flex;gap:26px;font-size:13px}.site-header nav a{text-decoration:none}.site-header nav a:hover{text-decoration:underline}.skip{position:fixed;top:-100px;left:12px;z-index:100;background:var(--forest);color:white;padding:12px}.skip:focus{top:12px}.intro{display:grid;grid-template-columns:1fr 220px;align-items:center;gap:55px;padding:62px 0 54px}.eyebrow{font-size:10px;letter-spacing:1.65px;font-weight:650;margin:0 0 14px;color:var(--muted)}.intro .eyebrow{display:flex;align-items:center;gap:10px}.tiny-line{width:23px;height:1px;background:var(--gold)}h1{font:normal clamp(35px,3.7vw,52px)/1.13 var(--serif);letter-spacing:-1.7px;margin:0 0 20px}h1 em,h2 em{font-weight:normal;color:var(--forest)}.lede{color:var(--muted);max-width:550px;font-size:16px;line-height:1.7;margin:0}.intro-note{padding:0 0 0 28px;border-left:1px solid var(--line);align-self:center}.intro-note .note-symbol{font-size:28px;color:var(--gold)}.intro-note p{font:25px/1.4 var(--serif);margin:9px 0 15px}.intro-note strong{font-weight:normal;font-style:italic}.intro-note>span:last-child{font-size:11px;line-height:1.8;color:var(--muted)}h2{font:30px/1.2 var(--serif);letter-spacing:-.4px;margin:0}h3{font-size:15px;font-weight:600;letter-spacing:-.15px;margin:0 0 14px}p{margin:0 0 12px}.calculator{background:var(--white);border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 14px 60px #193b3305;scroll-margin-top:12px}.workspace-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:29px 32px 25px}.workspace-heading .eyebrow{display:block;margin-bottom:7px}.workspace-heading h2{font-size:25px}.actions{display:flex;gap:9px;align-items:center;flex-wrap:wrap}.btn{border:1px solid var(--line);border-radius:7px;padding:10px 14px;line-height:1.3;font-size:12px;font-weight:550;background:var(--white);display:inline-flex;justify-content:center;align-items:center;gap:12px;min-height:38px}.btn:hover:not(:disabled){background:#ecede4}.btn.primary{background:var(--forest);border-color:var(--forest);color:white}.btn.primary:hover{background:#285445}.btn.subtle{background:transparent}.btn.light{background:#fffef915;border-color:#ffffff40;color:var(--white)}.btn.light:hover:not(:disabled){background:#fffef929}.text-button{border:0;background:transparent;font-size:11px;text-decoration:underline;text-underline-offset:3px;padding:6px;color:var(--muted)}.tabs{display:flex;padding:0 32px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#f8f8f2;gap:25px}.tab{border:0;border-bottom:3px solid transparent;background:transparent;text-align:left;color:#939a91;font-size:10px;letter-spacing:.5px;padding:18px 0 16px;white-space:nowrap}.tab span{margin-left:8px;font-size:13px;color:var(--muted);letter-spacing:0}.tab.active{border-color:var(--forest);color:var(--gold)}.tab.active span{color:var(--forest);font-weight:600}.workspace-grid{display:grid;grid-template-columns:330px minmax(0,1fr)}.inputs{border-right:1px solid var(--line);padding:25px 24px;background:#fafaf5}.form-title{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:20px}.form-title h3{margin:0}.field{margin-bottom:16px;min-width:0}.field label{display:flex;justify-content:space-between;gap:8px;align-items:baseline;margin-bottom:6px;font-size:11px;font-weight:550}.field-meta{font-size:10px;font-weight:normal;color:var(--muted)}.input-wrap{display:flex;align-items:center;border:1px solid #cbd0c3;background:var(--white);border-radius:6px;overflow:hidden;min-width:0}.input-wrap:focus-within{outline:2px solid #8ca795;outline-offset:1px}.input-wrap span{padding:0 12px;color:#858d81;font-size:13px}.input-wrap input{min-width:0;width:100%;height:42px;border:0;padding:8px 11px;outline:none!important;background:transparent;font-size:16px;font-variant-numeric:tabular-nums}.input-wrap span+input{padding-left:0}.field select,.field>input{width:100%;height:44px;border:1px solid #cbd0c3;border-radius:6px;background:var(--white);padding:8px 9px;font-size:13px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.help{font-size:11px;color:var(--muted);line-height:1.65;margin:7px 0 14px}.input-group{border-top:1px solid var(--line);margin-top:20px;padding-top:16px}.input-group summary{list-style:none;font-weight:600;font-size:12px;cursor:pointer;display:flex;justify-content:space-between;gap:10px}.input-group summary::-webkit-details-marker{display:none}.input-group summary>span{font-size:18px;line-height:1;color:var(--muted)}.input-group[open] summary>span{transform:rotate(45deg)}.group-content{padding-top:18px}.group-content .help:last-child{margin-bottom:0}.results{padding:25px 28px;min-width:0}.results-meta{display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:9px;letter-spacing:1.3px;color:var(--muted);margin-bottom:16px}.results-meta>span:last-child{letter-spacing:0;font-size:11px}.hero-result{padding:29px 28px;background:var(--forest);border-radius:var(--radius);color:var(--white);margin-bottom:19px;background-image:radial-gradient(ellipse at 100% 0%,#44655055,transparent 75%)}.result-label{font-size:12px;margin-bottom:9px;color:#d1ded1}.big-number{display:flex;align-items:baseline;gap:9px;flex-wrap:wrap}.big-number>span:first-child{font:normal clamp(32px,4vw,49px)/1.2 var(--serif);letter-spacing:-1px;font-variant-numeric:tabular-nums}.big-number>span:last-child:not(:first-child){font-size:12px;color:#d1ded1}.hero-result>p:not(.result-label){font-size:11px;color:#bfd1c2;line-height:1.8;margin:11px 0 0}.mini-pair{display:flex;gap:0;margin-top:24px;border-top:1px solid #ffffff2b;padding-top:17px}.mini-pair>div{width:50%;display:grid;gap:5px}.mini-pair>div+div{padding-left:25px;border-left:1px solid #ffffff2b}.mini-pair span{font-size:10px;color:#bfd1c2}.mini-pair strong{font-size:20px;font-weight:450;font-variant-numeric:tabular-nums}.result-card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin-bottom:19px;overflow:hidden}.card-heading{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:18px}.card-heading h3{margin-bottom:0}.muted{font-size:10px;color:var(--muted)}.tag{font-size:9px;letter-spacing:1px;color:#7f795c;background:#eeebdf;padding:4px 8px;border-radius:4px}.cost-bar{height:9px;display:flex;gap:2px;overflow:hidden;border-radius:4px;margin-bottom:20px}.cost-bar>span{background:var(--swatch);min-width:2px}.breakdown-row{display:flex;justify-content:space-between;gap:18px;font-size:12px;padding:7px 0}.breakdown-row>span{display:flex;align-items:center;gap:10px}.breakdown-row strong{font-weight:500;font-variant-numeric:tabular-nums}.dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--swatch);flex-shrink:0}.breakdown-total{display:flex;justify-content:space-between;gap:14px;border-top:1px solid var(--line);margin-top:12px;padding-top:15px;font-size:13px}.breakdown-total strong{font-size:17px}.breakdown-card>.help{margin-bottom:0}.insight{background:#eeeee4;padding:20px 22px;border-radius:var(--radius);font-size:12px;line-height:1.7;margin-bottom:19px;border-left:3px solid var(--gold)}.insight strong{font-weight:600}.insight p{margin:5px 0 0;color:#58665a}.insight.small{margin:20px 0 0}.rate-row{display:grid;grid-template-columns:68px 1fr 88px;align-items:center;gap:15px;font-size:12px;padding:9px 0}.rate-row.current{font-weight:650}.rate-track{height:6px;background:#ecede6;border-radius:3px;overflow:hidden}.rate-track span{display:block;height:100%;background:#b8c6b7;border-radius:3px}.rate-row.current .rate-track span{background:var(--forest)}.rate-row strong{text-align:right;font-weight:inherit}.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px 22px;margin-top:22px}.metric-grid>div{display:grid;gap:6px;min-width:0}.metric-grid span{font-size:10px;color:var(--muted)}.metric-grid strong{font-size:21px;letter-spacing:-.3px;font-weight:500;font-variant-numeric:tabular-nums}.metric-grid small{font-size:10px;color:var(--muted)}.warning{color:#984b2c!important}.positive{color:#327345!important}.hero-result .btn{margin-top:18px}.quick-extras{display:flex;gap:7px;flex-wrap:wrap;margin-top:8px}.quick-extras .btn{font-size:10px;padding:8px 10px;margin-top:10px}#balance-chart svg{display:block;width:100%;height:auto}.chart-legend{display:flex;gap:20px;flex-wrap:wrap;font-size:10px;color:var(--muted);margin:15px 0}.chart-legend>span{display:flex;gap:8px;align-items:center}.comparison-intro{padding:7px 0 24px}.comparison-intro h3{font:28px/1.2 var(--serif);margin-bottom:12px}.comparison-intro p:not(.eyebrow){font-size:12px;color:var(--muted);max-width:490px;margin-bottom:20px}.horizon-field{display:flex;align-items:center;gap:15px}.horizon-field label{margin:0}.horizon-field select{width:130px}.comparison-empty{padding:25px;border:1px dashed #b4bcac;border-radius:var(--radius);margin-bottom:20px;color:var(--muted);font-size:12px}.comparison table{table-layout:fixed}.comparison th:first-child{width:40%}.comparison td:first-child{font-size:11px}.comparison table tr.cost-row{background:#eceee3;font-weight:650}.comparison .btn{margin:18px 8px 0 0}.comparison-caption{font-size:11px;color:var(--muted);margin-top:14px}.table-scroll{overflow-x:auto}.table-scroll table{width:100%;border-collapse:collapse;font-size:10px;font-variant-numeric:tabular-nums;white-space:nowrap;text-align:right}.table-scroll th{font-weight:600;color:var(--muted);background:#f5f6ee;text-align:right;padding:10px;border-bottom:1px solid var(--line)}.table-scroll th:first-child,.table-scroll td:first-child{text-align:left}.table-scroll td{padding:10px;border-bottom:1px solid #eeeee5}.table-scroll tr:last-child td{border-bottom:none}.table-scroll caption{text-align:left;padding-bottom:12px;font-size:11px;color:var(--muted);white-space:normal}.schedule-card{margin-top:28px}.schedule-card .eyebrow{font-size:9px;margin-bottom:7px}.schedule-toolbar{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:11px;margin-bottom:15px}.schedule-toolbar select{border:1px solid var(--line);border-radius:4px;background:white;padding:5px;margin-left:8px;font-size:11px}.pagination{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:16px;font-size:10px;color:var(--muted)}.pagination .btn{font-size:10px;padding:7px 9px;min-height:32px}.schedule-card>.help{margin-bottom:0}.workspace-footer{margin:0;padding:17px 32px;border-top:1px solid var(--line);font-size:10px;color:var(--muted);display:flex;justify-content:space-between;gap:15px}.guide{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;margin-top:72px;padding:0 7px}.guide-intro h2{font:37px/1.2 var(--serif);margin-bottom:20px}.guide-intro>p:last-child{color:var(--muted);font-size:13px;max-width:280px;line-height:1.8}.guide-details details{border-bottom:1px solid var(--line);padding:0 0 17px;margin-bottom:17px}.guide-details summary{cursor:pointer;font-size:13px;font-weight:550;line-height:1.5}.guide-details details>p{font-size:12px;color:#5c695d;line-height:1.85;margin:14px 0 0}.formula{padding:15px 20px;background:#e9ebdf;margin-top:16px;border-radius:6px;font:17px var(--serif);text-align:center}.sources{margin-top:58px;border-top:1px solid var(--line);padding:28px 7px 45px}.sources h3{font:23px var(--serif);margin-bottom:23px}.sources>div{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.sources a{display:flex;flex-direction:column;gap:7px;font-size:12px;text-decoration:none}.sources a:hover{text-decoration:underline}.sources a>span{font-size:9px;letter-spacing:1px;color:var(--muted)}.sources>p{font-size:10px;color:var(--muted);margin:28px 0 0}.site-footer{display:flex;justify-content:space-between;align-items:center;gap:15px;border-top:1px solid var(--line);padding-top:23px;padding-bottom:25px;font-size:10px;color:var(--muted)}.site-footer a{font-size:13px;color:var(--ink);text-decoration:none}.site-footer p{margin:0}.toast{position:fixed;bottom:25px;left:50%;transform:translateX(-50%);z-index:100;background:var(--forest);color:white;padding:14px 22px;border-radius:10px;box-shadow:0 8px 30px #0003;font-size:12px;max-width:min(90vw,500px);width:max-content}.error-summary{margin:18px 32px;padding:15px 20px;border:1px solid #d6b19c;background:#fff1e7;color:#7d3d22;border-radius:8px;font-size:12px}.error-summary p{margin:0}.error-summary ul{margin:8px 0 0;padding-left:20px}.field [aria-invalid=true]{border-color:#b26040;background:#fff5ed}.field-error{font-size:10px;color:#984b2c;line-height:1.6;margin-top:5px}.results.invalid{opacity:.55}.results.invalid button,.results.invalid select{pointer-events:none}dialog{max-width:min(90vw,550px);border:1px solid var(--line);border-radius:16px;padding:30px;background:var(--white)}dialog::backdrop{background:#12251c80}dialog h2{margin-bottom:15px}dialog p{font-size:13px;color:var(--muted)}dialog label{font-size:12px}dialog textarea{width:100%;margin:10px 0 15px;font-size:12px;padding:10px;border:1px solid var(--line);border-radius:5px}
@media(min-width:1300px){.workspace-grid{grid-template-columns:350px minmax(0,1fr)}.inputs{padding:28px}.results{padding:28px 34px}}
@media(max-width:1000px){.site-header,main,.site-footer{padding-left:26px;padding-right:26px}.workspace-grid{grid-template-columns:290px minmax(0,1fr)}.inputs{padding:24px 18px}.results{padding:24px 20px}.workspace-heading{padding:25px 22px}.workspace-heading .actions{max-width:340px;justify-content:flex-end}.tabs{gap:20px;padding:0 22px}.tab{font-size:9px}.tab span{font-size:11px;margin-left:5px}.result-card{padding:20px}.hero-result{padding:24px}.guide{gap:40px}.intro-note{padding-left:23px}.site-header nav{gap:15px;font-size:11px}.brand{font-size:12px}.brand-divider{margin:0 7px}}
@media(max-width:760px){.site-header{height:76px}.brand a{gap:9px}.brand-mark{width:34px;height:34px;font-size:25px}.brand-divider{margin:0 5px}.brand{font-size:11px}.site-header nav a:last-child{display:none}.intro{grid-template-columns:1fr;padding:36px 0;gap:0}.intro-note{display:none}h1{font-size:38px;letter-spacing:-1.2px}.lede{font-size:14px;max-width:500px}.eyebrow{font-size:9px;letter-spacing:1.2px}.workspace-heading{align-items:flex-start;padding:24px 20px;flex-direction:column;gap:18px}.workspace-heading .actions{max-width:none;justify-content:flex-start}.actions .btn{font-size:11px;padding:9px 11px;gap:7px}.tabs{padding:0 18px;overflow-x:auto;gap:24px}.tab{padding:15px 0 13px}.tab span{font-size:12px}.workspace-grid{display:block}.inputs{border-right:0;border-bottom:1px solid var(--line);padding:24px 22px;display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.form-title,.inputs>.help,.inputs>.field-row,.inputs>details{grid-column:1/-1}.inputs>.input-group{margin-top:13px;padding-top:14px}.inputs>.input-group[open] .group-content{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.group-content>.field-row,.group-content>.help{grid-column:1/-1}.inputs #budget-inputs .group-content>.field{grid-column:1/-1}.results{padding:24px 22px}.hero-result{padding:27px}.big-number>span:first-child{font-size:44px}.workspace-footer{flex-direction:column;padding:17px 22px;gap:5px}.guide{display:block;margin-top:45px;padding:0}.guide-intro h2{font-size:32px}.guide-intro>p:last-child{max-width:450px}.guide-details{margin-top:30px}.sources>div{grid-template-columns:1fr 1fr;gap:24px}.site-footer{align-items:flex-start;gap:12px;flex-direction:column}.error-summary{margin:18px 20px}.comparison th:first-child{width:38%}.comparison .table-scroll table{font-size:11px}.intro .eyebrow{font-size:8px}}
@media(max-width:420px){.site-header,main,.site-footer{padding-left:16px;padding-right:16px}.brand strong{font-size:10px}.brand-mark{width:30px;height:30px}.site-header nav{font-size:10px}.intro{padding-top:30px}h1{font-size:32px}.intro .eyebrow{font-size:7px}.workspace-heading{padding:20px 16px}.workspace-heading .actions{gap:7px}.workspace-heading .actions .btn{font-size:10px;padding:8px 9px}.tabs{gap:19px;padding:0 16px}.tab span{font-size:11px}.inputs{padding:20px 16px;gap:0 12px}.results{padding:22px 16px}.results-meta{font-size:8px}.hero-result{padding:23px}.big-number>span:first-child{font-size:38px}.mini-pair strong{font-size:18px}.result-card{padding:19px 16px}.card-heading .btn{font-size:10px;padding:8px}.card-heading h3{font-size:13px}.metric-grid{gap:20px 12px}.metric-grid strong{font-size:19px}.rate-row{grid-template-columns:60px 1fr 80px;gap:10px}.guide-intro h2{font-size:30px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{@page{size:A4;margin:14mm}body{background:white;color:black;font-size:10px}.site-header,main,.site-footer{padding:0;max-width:none}.site-header{height:auto;padding-bottom:15px}.site-header nav,.intro-note,.actions,.tabs,.inputs,.pagination,.toast,.guide,.sources,.workspace-footer,.schedule-toolbar,.schedule-card .btn,.hero-result .btn,.quick-extras,.comparison-intro .btn,.horizon-field,#use-price{display:none!important}.intro{padding:20px 0}.intro h1{font-size:28px}.lede{font-size:11px}.workspace-heading{padding:15px}.calculator{border:0;box-shadow:none;overflow:visible}.workspace-grid{display:block}.results{padding:10px}.hero-result{background:#eff3ed!important;color:black;break-inside:avoid}.hero-result p,.hero-result span{color:black!important}.big-number>span:first-child{font-size:32px}.hero-result .mini-pair{border-color:#ddd}.mini-pair>div+div{border-color:#ddd}.result-card{break-inside:avoid;padding:15px}.schedule-card{break-inside:auto}.table-scroll{overflow:visible}.table-scroll table{font-size:8px}.table-scroll th,.table-scroll td{padding:5px}.comparison table{white-space:normal}.insight{break-inside:avoid;font-size:10px}.site-footer{font-size:8px;margin-top:20px}.print-assumptions{font-size:9px;line-height:1.65;margin:12px 0}.schedule-card>.help{display:none}.results.invalid::before{content:'Invalid inputs — results are not current';font-size:18px;color:#900}}

@media(min-width:761px){.site-header{height:82px}.intro{padding-top:26px!important;padding-bottom:24px!important}.intro h1{font-size:44px}.lede{font-size:14px;max-width:640px}}

.income-heading{padding:24px 28px 16px;display:flex;align-items:center;justify-content:space-between;gap:16px}.income-heading h2{font-size:27px}.income-section{border-top:1px solid var(--line);margin-bottom:28px}.income-grid{display:grid;grid-template-columns:330px minmax(0,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.income-results{padding:26px 28px;min-width:0}.income-results .stats-row{gap:10px}.income-results .stat-card{padding:13px}.income-handoff{margin-top:12px}.income-results .insight{margin:18px 0}.income-results .insight p{font-size:11px}.income-results #income-path-choice{margin-top:18px}.income-results .card-heading{gap:15px;align-items:flex-start}.waterfall{list-style:none;padding:0;margin:20px 0 15px}.waterfall-row{display:grid;grid-template-columns:145px minmax(30px,1fr) 85px;gap:10px;align-items:center;min-height:43px;font-size:11px;line-height:1.4;position:relative}.waterfall-name{padding:7px 0}.waterfall-row>strong{text-align:right;font-size:12px;font-variant-numeric:tabular-nums;white-space:nowrap}.waterfall-rail{height:27px;position:relative;display:block;background:#f3f4ed;border-radius:3px}.waterfall-bar{height:100%;position:absolute;display:block;min-width:1px;border-radius:3px}.waterfall-bar.income{background:#183c33}.waterfall-bar.deduction{background:#b96645}.waterfall-bar.saving{background:#b39452}.waterfall-zero{position:absolute;top:-5px;bottom:-5px;border-left:1px solid #aab5a7}.waterfall-end{position:absolute;top:0;height:43px;border-left:1px dashed #aab5a7}.waterfall-row:last-child .waterfall-end{height:27px}.waterfall-total{font-weight:600}.waterfall-total .waterfall-name{color:var(--forest)}.waterfall-total .waterfall-rail{height:29px}.waterfall-key{display:flex;gap:6px;flex-wrap:wrap;align-items:center;font-size:10px;color:var(--muted)}#plan-output.invalid .income-results{opacity:.4;pointer-events:none}#income-form{scroll-margin-top:20px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1050px){.income-grid{grid-template-columns:285px minmax(0,1fr)}.income-results{padding:22px 18px}.waterfall-row{grid-template-columns:125px minmax(25px,1fr) 76px;gap:8px}.income-results .stat-card>strong{font-size:20px}}
@media(max-width:760px){.income-grid{grid-template-columns:1fr}.income-heading{padding:20px 18px 16px;align-items:flex-start;flex-direction:column}.income-results{padding:22px 16px;order:1}.income-heading h2{font-size:26px}.income-results .card-heading{flex-wrap:wrap}.waterfall-row{grid-template-columns:103px minmax(20px,1fr) 70px;gap:7px;min-height:44px;font-size:10px}.waterfall-row>strong{font-size:11px}.waterfall-end{height:44px}.income-results .stat-card>strong{font-size:21px}.income-results .stats-row.compact{grid-template-columns:1fr 1fr}.income-results .stat-card{padding:12px}.waterfall-key{font-size:9px}}
@media print{.income-grid{display:block}.income-heading>a,.income-results button,.income-handoff,#income-path-choice{display:none!important}.income-results{padding:0}.income-results .result-card{break-inside:avoid}.waterfall-row{min-height:34px}.waterfall-end{height:34px}}

.independent-bars .waterfall-end{display:none}.independent-bars .waterfall-name{font-weight:400} .waterfall-row[tabindex]:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

.collection-row{border:1px solid var(--line);border-radius:8px;margin:0 0 10px;background:var(--white);padding:11px}.decision-controls .collection-row>summary{font-size:11px;display:flex;justify-content:space-between;gap:8px;align-items:flex-start}.collection-row>summary>strong{white-space:nowrap;font-size:10px;font-weight:500;color:var(--muted)}.collection-content{padding-top:16px}.collection-content .field:last-child{margin:0}.collection-actions{display:flex;flex-wrap:wrap;gap:7px}.collection-actions .btn{font-size:10px;padding:8px}.bucket-history{margin:10px 0 15px;padding:12px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.bucket-history>summary{margin-bottom:12px}.remove-record{font-size:10px;color:#984b2c}.income-month{max-width:350px}.income-month input{min-height:42px;border:1px solid #b8c3b6;border-radius:6px;padding:9px;width:100%}.income-results table{font-size:11px}.income-results caption{white-space:normal}.income-results th,.income-results td{padding:10px 8px}#contribution-guidance{padding:14px 0}#contribution-guidance ul{padding-left:18px}#savings-balance-plot{margin-bottom:20px}.income-results input[type=number]{max-width:100%}.collection-content label{overflow-wrap:anywhere}@media print{.income-month{display:none}}

.collection-row>summary>span{min-width:0;overflow-wrap:anywhere}.collection-row select{width:100%;max-width:100%;font-size:11px}.collection-row .field{min-width:0}

.waterfall-name{overflow-wrap:anywhere}.plot-readout span{min-width:0;max-width:100%;overflow-wrap:anywhere}.plot-readout strong{flex-shrink:0}

.health-example-actions{margin:12px 0}.health-example-actions .btn{white-space:normal;text-align:left}@media print{.health-example-actions{display:none}}